Own the building your business runs in.

A sunlit office building framed by palm trees, beside a portrait of Cam Nayebi

The lender your broker calls for owner-occupied loans that need to close

Owner-occupied deals, closed nationwide

100+

closed loans

Conventional, SBA 7(a) and SBA 504

$100M+

funded loan volume

Term sheet to funding in 30 to 60+ days

50

states covered

How I get your deal closed

Acquisition financing, refinance and recapitalization for businesses that occupy their own property. All property types and industries, nationwide.

A direct lender for loan amounts between $500K and $20M, with rates starting at 6% and closings in 30 to 60+ days.

Clean files and hard ones. I work directly with borrowers alongside their broker or CPA so nothing gets lost in translation.

Referral partners send me the deal, I close it, everybody looks good in front of the client. Same-day response on new deal sketches.

Recently closedOwner-occupied
Program snapshotDirect lender
ProgramsConventional, SBA 7(a), SBA 504
Loan amount$500K to $20M
RatesStarting at 6%
UsesPurchase, refinance, recapitalization
Close window30 to 60+ days
File reviewFrom first call through funding
Understand the business
Find the right bank for it
Shepherd the file through funding
New deal sketchToday
Sending over an owner-occupied purchase for my client. SBA 504, all property details attached.
Referral partner
Got it. You'll have my read on structure today, and weekly status from term sheet through funding.
Cam

Nationwide, Owner-User Commercial Financing

Purchases, refinances and construction for businesses that own their real estate.

Recognized across commercial finance

SBA BDO of the Year
Top owner-occupied CRE lender
Top resource in commercial finance

Industries we serve

Open an industry for its financing playbook: how lenders look at it, how deals are usually structured, and closings in the space.

Asset classes we finance

Cam Nayebi on stage holding the SBA BDO of the Year award

I'm a top-producing commercial lender focused on owner-occupied debt across all 50 states.

Focus
Owner-occupied CRE
Typical deal size
$500K to $20M
Products
Conventional, SBA 7(a), 504
Typical close window
30 to 60+ days
Depending on how quickly you send me information
Send me a deal

Media

The BDO Show · Ep. 54

Finding Success as a BDO in One Year

The Art of SBA Lending · Ep. 143

Solving the Talent Gap in SBA

Estimated timeline

From first call to funding.

Day 1
Send the deal

Same-day response on new deal sketches.

Every week
Term sheet to underwriting

Weekly status from term sheet through funding.

Day 30 to 60+
Closed and funded

Everybody looks good in front of the client.

Everything you need to know before we talk

What loan sizes and programs do you offer?

Loan amounts between $500K and $20M across conventional, SBA 7(a) and SBA 504, with rates starting at 6%. Purchases, refinances, recapitalizations and acquisition financing all fit.

How fast can a deal close?

Most closings land in 30 to 60+ days, depending on how quickly you send me information. You get a same-day response on a new deal sketch and a weekly status from term sheet through funding.

Do you work with brokers and referral partners?

Yes. Referral partners send me the deal, I close it, and everybody looks good in front of the client. I work directly with borrowers alongside their broker or CPA so nothing gets lost in translation.

Which property types and industries do you finance?

All property types and industries, as long as the business occupies the property: office, industrial, retail, restaurants, auto, childcare, hospitality and more. The industry playbooks above walk through how each one is underwritten.

Where do you lend, and what credit do you need?

Nationwide, across all 50 states, and A to Z credits. The job is to understand the business and find the right bank for it.

How do we get started?

Send the deal through the form below with the borrower profile, use of funds and any timing pressure. I'll be in touch the same day.

Tell me about your deal.

  • Owner-Occupied Commercial Finance.
  • A to Z Credits.
  • Same-day response on new deal screenings.
Client info , optional
Received
I'll be in touch today.